Financial solutions for business growth, stock purchase and asset financing.

Fyness Notes Credit Limited is a duly incorporated digital lender committed to providing innovative, customer-centric and sustainable financial solutions tailored to individuals, SMEs and institutions.

About Fyness Notes Credit Limited

Fyness Notes Credit Limited provides accessible, efficient and technology-driven financial services to individuals, SMEs and institutions.

Who We Are

The company was established to promote financial inclusion through customer-centric and sustainable financial solutions. Our operations are guided by professionalism, integrity, accountability and operational excellence.

We continue to position ourselves as a trusted financial partner through prudent management, sound governance structures and customer-focused service delivery.

Read More About Us

Vision

To become the trusted financial change partner in the provision of financial solutions.

Mission

To enable our customers attain the desired financial freedom through provision of fast friendly financial solutions.

Loan Products

Explore our featured financing solutions and use the calculator to estimate repayments based on the latest product terms.

Working Capital (Pesa Mkononi)

Short-term business financing for business people who need operational capital.

  • First loan of up to KES 50,000
  • Repeat borrowing graduates from the previous loan amount
  • Tenure depends on the borrowing cycle
  • Amounts above KES 100,000 require motor vehicle security
Calculate Working Capital

Motor Vehicle Asset Loan

Structured financing for customers purchasing eligible motor vehicles.

  • Financing of up to KES 2,000,000
  • Repayment period of up to 24 months
  • Financing guided by vehicle market value
  • Vehicle must be 10 years old or newer
Calculate Asset Loan

Loan Calculator

Select a product, enter the amount you need and choose the applicable repayment period to see an indicative repayment estimate.

Quick Guide
  • Select your preferred loan product
  • Enter the amount you wish to borrow
  • Provide the additional details requested for that product
  • Click calculate to view the repayment estimate
Used to determine the repeat-loan graduation limit.
The eligible financing amount is guided by the valuation report.
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Principal Amount
Finance Cost
Known Fees
Total Repayment Estimate
Monthly Payment
Weekly Payment

Estimates are for guidance only. Final repayment, applicable charges, security requirements and approval are confirmed after assessment.

Our Value Proposition

We bridge the credit access gap through accessible service, flexible repayment structures, respectful engagement and technology-supported operations.

Accessibility

Streamlined processes enabling quick loan approvals and timely disbursement.

Affordability

Flexible repayment structures tailored to customer cash flows.

Customer Focus

Respectful engagement and transparent communication throughout the loan lifecycle.

Technology

Technology-driven systems for operational efficiency and enhanced service delivery.

Talk to Fyness Notes Credit Limited

Our head office is located at Sapphire Court, Kilimani. We also serve customers through branches in Kikuyu, Kisumu, Kakamega and Naivasha.

Head Office

Sapphire Court, Kilimani

Branches

Kikuyu, Kisumu, Kakamega, Naivasha